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What Makes a Business Or Merchant “HIGH RISK”?

High risk has to do more with the charge back exposure since the acquiring/sponsoring bank is responsible for all charge backs if a business were to cease business and close for any reason. A [...]

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Omnichannel Retail – What is it and Why?

Customers want more than most retailers are able to offer. Modern consumers want to buy online but pick up or return at the store. They want to browse product information on their laptop or [...]

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More Junk Fees

They just keep coming. A new junk fee I recently came across. I am often asked what is your rate? It’s not about one rate, one needs to look at the sum of the total. Here is another example of [...]

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Your Business Needs A Gift Card Program-Here’s Why

How About More Revenue! You know you have a great product you offer to customers, then why not let them purchase a gift card to give to a friend? Build loyalty too. Promotional give away. Use for [...]

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Understanding the Difference Between Surcharging and Convenience Fee

Understanding the Difference Between Surcharging and Convenience Fee More and more I am asked questions about the following subjects. In an effort to clear up confusion, we hope this article will [...]

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E-commerce Websites & Card Testing By Fraudsters – Up By 200%

If your business has a website that takes credit cards, beware of a fraud that is increasing. Non-profit businesses are more at risk because the obstacles to prevent the fraud are normally not [...]